01
Retirement Income Planning
Building reliable income from your portfolio, Social Security, and — where they earn their place — annuities. The goal is income that lasts at least as long as you do.
Learn moreEberst Wealth Management · Boca Raton, Florida
Retirement income,
designed to last.
For more than thirty years, Bruce Eberst has helped families in South Florida plan retirements that hold up — through real markets, real lives, and real years.
The long game
Most of what's important in retirement planning happens quietly.
Disciplined savings. Sensible allocation. Income strategies that don't depend on guessing the market. Insurance where it actually fits. And a relationship steady enough to outlast the noise.
Three decades of practice.
What we do
Three pillars of a comprehensive practice.
02
Investment Management
Portfolios designed for long horizons, built around discipline and cost-awareness. Reviewed, rebalanced, and tax-aware year over year.
Learn more 03
Life Insurance & Legacy
Protection where it actually fits the plan — not as a product to sell, but as a tool to use. Beneficiary review, estate coordination, family-business considerations.
Learn more-
30
Years of experience
-
16
Years with LPL Financial
-
100%
Independent ownership
-
1
One advisor. One relationship.
From the journal
Letters and essays on long-horizon planning.
What thirty years has taught me about retirement income
A letter on what really matters when the paycheck stops.
When an annuity earns its place
An honest look at where annuities fit in a retirement plan — and where they don't.
The cost of guessing
Why timing the market is expensive even when you're right.
The quarterly letter
Letters that arrive four times a year.
Bruce's quarterly notes on markets, retirement income, and the long view — delivered to your inbox.
Reach Bruce directly